Many people in India and beyond carry more than one loan at a time. From home loans to personal credit, it can feel like a heavy load.
This guide shares clear steps to manage several loans. It works as news and advice too.
Introduction to the Loan Landscape
What Counts as a Loan?
A loan is money you borrow. You pay it back over time. Common loans include:
- Home loan
- Car loan
- Education loan
- Personal loan
- Credit card debt
Each has its own rules. Some have fixed interest rates. Others change over time.
Why People Carry Multiple Loans
People borrow for big costs. A home costs a lot. Education is expensive too. Sometimes, a job change or sudden need leads to a personal loan. Over time, loans stack up.
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